Payment Card Industry securitystandard was created to maintain the data of the cardholder (debit, credit, ATM
and Pos cards) and also to increase its security standard and to reduce the
card frauds via its exposure.
Objectives of PCI Security
Standards are
1. To
build and maintain a secure network via installing a firewall configuration to
protect cardholder data and not to use cardholder data for password purpose or
any other purpose.
2. Protect
cardholder data: to secure cardholder’s
data and to encrypt the transmission of cardholder data in open and public networks.
3. Maintain
a vulnerability management program: update regularly antivirus software and
secure the system from getting affected by the malware.
4. Implement
strong access control measures:
assigning cardholder a unique ID via computer system to maintain the
records. Also restricting the physical
access to cardholder data.
5. Regularly
monitoring and testing networks:
regularly test the system and networks and preventing it from virus and
malware activities. Also tracking and monitor all the access to the network
resources and cardholder data.
6. Maintain
a Information Security strategy: Maintain a policy or strategy that implies
security information.
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